Access Your Super When You Need It Most
Your health is essential. You may need to access your superannuation for essential medical treatments including IVF, dental treatments, weight loss surgery and more when you are unable to pay for treatment by other means.
Australia’s Trusted Leader in Early Super Access
Why Australians Choose Us
- Thousands of health journeys supported: Helping everyday Australians prioritise urgent medical needs.
- Peace of mind: Helping Australians for 12 years with their medical costs.
- Servicing leading medical practitioners to assist with your health journey.
- Your trusted partner in super access: As a registered tax agent, we set the benchmark for compliant, transparent super access.
How We Support You
- Our streamlined process is designed around your wellbeing;
- Helping you navigate this process with confidence and peace of mind.
- Strict adherence to ATO regulations for total peace of mind.
- Expertise honed through thousands of successful applications.
Integrity, Transparency and Expertise
For over a decade, we’ve been at the forefront of regulation under the Compassionate Release of Super (CRS) programme, setting the benchmark for ethical and compliant Superannuation access. Our commitment to integrity and client care has established us as the most trusted name in the industry.
We're here to help.
Client Support >
Speak to our friendly team for help on how to access your super for treatment.
Clinic Support >
Join thousands of healthcare providers that utlise SuperCare’s premium services
Practice Managers >
Personalised care to assist patients in paying for their treatment.
Call Our Friendly Experts
We’re here to help on 1300 665 440
How It Works
1. Contact us.
2. We’ll explain the process and the financial implications.
3. When you’re ready, we will collect all the required information from you.
4. We will assist you with your application with the ATO.
5. Receive your ATO approval letter.
6. Submit an application with your superfund.
7. Receive your funds and commence your treatment.
We maintain the highest standards of governance and ethical practice, ensuring responsible release and use of your funds for medical needs. Focus on your health while we manage the rest.
Hear from the people we've helped.
With a 5-star Google rating and thousands of success stories, SuperCare has helped thousands of Australians access their superannuation for essential medical treatments. Here’s what some of our clients have to say about their experience:
Frequently Asked Questions about Accessing Your Super
What is Compassionate Release of Superannuation?
The Compassionate Release of Superannuation (CRS) program allows Australians to access their super early for specific medical treatments, such as IVF, weight-loss surgery, oncology, mental health care and more.
Applications are assessed by the Australian Taxation Office (ATO) based on strict eligibility criteria.
Who can apply for early access?
Any Australian citizen, New Zealand citizen or Australian permanent resident with a superannuation account may apply on compassionate grounds for essential medical treatments.
What treatments are covered?
Treatments include dental procedures, weight loss surgery, IVF, reconstructive surgery, mental health care, orthopaedic procedures & more. Learn more
Can I use my super for my family’s medical expenses?
Yes, you can use your superannuation to cover qualifying treatment costs for your spouse, partner, or dependents.
Are there tax implications?
Yes, accessing your superannuation early may have tax implications. As a licensed tax agent in the industry, we make sure you are fully informed about these during consultations and follow-up communications. However, we recommend consulting with an independent financial adviser.
How much Super can I withdraw?
You can withdraw the amount needed to cover the cost of your approved treatment. There is no minimum or maximum withdrawal amount.
What are the first steps to apply for early access to superannuation?
We recommend:
- Consulting with your chosen medical provider about your treatment needs.
- Speaking with a financial adviser to understand how early super access might affect your individual circumstances.
- Contacting our team to guide you through the application process.