Compassionate Release of Super Specialists
Your health is essential. You may need to access your superannuation for essential medical treatments including IVF, dental treatments, weight loss surgery and more when you are unable to pay for treatment by other means.
Australia’s Trusted Leader in Early Super Access for medical & dental treatment.
Why Australians Choose Us
- Thousands of health journeys supported: Helping everyday Australians prioritise urgent medical needs.
- Peace of mind: Helping Australians for over a decade with their medical costs.
- Servicing leading medical practitioners to assist with your health journey.
- Your trusted partner in super access: As a registered tax agent, we set the benchmark for compliant, transparent super access.
How We Support You
- Our streamlined process is designed around your wellbeing;
- Helping you navigate this process with confidence and peace of mind.
- Strict adherence to ATO regulations for total peace of mind.
- Expertise honed through thousands of successful applications.
Integrity, Transparency and Expertise
For over a decade, we’ve been at the forefront of regulation under the Compassionate Release of Super (CRS) programme, setting the benchmark for ethical and compliant Superannuation access. Our commitment to integrity and client care has established us as the most trusted name in the industry. Registered Tax Practitioners Board Licence Number: 26080154.
Our Difference
Structured Guidance
We assist you through the administrative requirements and paperwork so you can focus on your health and well-being.
Registered Tax Agent Support
Assistance with preparing and submitting a Compassionate Release of Superannuation application may constitute a tax agent service. Where these services are provided for a fee, the provider must be an appropriately registered company with the Tax Practitioners Board (TPB). SuperCare is a registered tax agent and provides its services in accordance with applicable ATO and TPB requirements. Tax Agent Registration No. 26080154
Collaborative Documentation Support
We coordinate with your qualified treating medical and dental professionals to obtain the supporting documentation required for your assessment.
Experienced Administrative Assistance
Over a decade of experience supporting Australians, we focus on thorough application preparation and procedural accuracy to give your submission the clearest presentation.
Ethical & Transparent Standards
We place integrity, transparency and responsible client care at the centre of our service. Compassionate Release of Superannuation (CRS) is designed as a last resort option when other financial avenues are unavailable.
Partnering with Australia’s Leading Healthcare Providers
SuperCare services trusted medical and dental professionals nationwide. Together, we ensure that financial barriers never delay or deny access to essential care. From IVF to dental treatments, we are here to support your health journey.
We're here to help.
Client Support >
Speak to our friendly team for help on how to access your super for treatment.
Clinic Support >
Join thousands of healthcare providers that utilise SuperCare’s premium services
Practice Managers >
Personalised care to assist patients in paying for their treatment.
Call Our Friendly Experts
We’re here to help on 1300 665 440
Access Your Super for Essential Treatments
SuperCare assists Australians with the ATO Compassionate Release of Superannuation process, helping eligible patients fund clinically necessary medical and dental procedures.
Super for IVF >
SuperCare assists eligible individuals and couples with the ATO Compassionate Release of Superannuation process to fund required fertility and IVF treatments.
Super for Dental >
We guide you through early superannuation access for clinically necessary dental treatment treating acute or chronic pain.
Super for Weightloss Surgery >
SuperCare help with compassionate super release applications for medically necessary bariatric surgery.
Super for Mental Health >
We facilitate compassionate early release of super applications to fund mental health programs and inpatient rehab.
Super for Plastic Surgery >
We assist with early super release applications for medically necessary reconstructive procedures required to treat acute or chronic pain.
Super for Orthopaedic Surgery >
SuperCare guides patients with the ATO application process to fund required joint, spine, and orthopaedic procedures treating acute or chronic pain.
How It Works
1. Contact us.
2. We’ll explain the process and the financial implications.
3. When you’re ready, we will collect all the required information from you.
4. We will assist you with your application with the ATO.
5. Receive your ATO approval letter.
6. Submit an application with your superfund.
7. Receive your funds and commence your treatment.
We maintain the highest standards of governance and ethical practice, ensuring responsible release and use of your funds for medical needs. We guide you through the process, help prepare your application and supporting documentation, and assist with your dealings with the ATO.
Hear from the people we've helped.
With a 5-star Google rating and thousands of success stories, SuperCare has helped thousands of Australians access their superannuation for essential medical treatments. Here’s what some of our clients have to say about their experience:
Frequently Asked Questions about Accessing Your Super
What is Compassionate Release of Superannuation?
The Compassionate Release of Superannuation (CRS) program allows Australians to access their super early for specific medical treatments, such as IVF, weight-loss surgery, oncology, mental health care and more.
Applications are assessed by the Australian Taxation Office (ATO) based on strict eligibility criteria.
Who can apply for early access?
Any Australian citizen, New Zealand citizen or Australian permanent resident with a superannuation account may apply on compassionate grounds for essential medical treatments. You may be eligible to apply if you have Australian superannuation and meet the legislative requirements for compassionate release, including having an eligible expense and no other means to pay for it.
What treatments are covered?
Treatments include dental procedures, weight loss surgery, IVF, reconstructive surgery, mental health care, orthopaedic procedures & more. Learn more
Can I use my super for my family’s medical expenses?
Yes, you can use your superannuation to cover qualifying treatment costs for your spouse, partner, or dependents.
Are there tax implications?
Yes, accessing your superannuation early may have tax implications. As a licensed tax agent in the industry, we make sure you are fully informed about these during consultations and follow-up communications. However, we recommend consulting with an independent financial adviser.
How much Super can I withdraw?
You can withdraw the amount needed to cover the cost of your approved treatment. There is no general fixed minimum or maximum CRS amount for medical treatment. The amount the ATO can approve is limited to the eligible unpaid expense, together with any permitted amount for tax, subject to the applicable rules and your available super.
What are the first steps to apply for early access to superannuation?
We recommend:
- Consulting with your chosen medical provider about your treatment needs.
- Speaking with a financial adviser to understand how early super access might affect your individual circumstances.
- Contacting our team to guide you through the application process.